Moving to Florida from California can be a pleasure and an adventure. However, as in every adventure, there will be obstacles on the way. In order to know how to solve them, you need to get to know them. So, we made a list of the five biggest challenges of California to Florida relocation.
Read more1. Florida’s tax system
Florida’s tax rates are a little different than California’s. The state sales tax is 6%, compared to 7.25% in California. The state of Florida also does not impose a tax on personal income. However, federal income tax is still required of Floridians.
2. Florida’s climate
Although both California and Florida experience scorching temperatures, the heat in California is dry and relatively humidity-free. Unlike other states, the heat in Florida is exacerbated by the high humidity. So, prepare your wooden furniture for storage. While California receives more annual rainfall overall, Florida receives much more. In reality, it rains almost every afternoon throughout the summer, although the showers seldom stay for very long. There is still a lot of sunlight that makes Florida the Sunshine State.
3. Different terrain
Florida, like California, is well-known for its beaches and amusement parks like Disney and Universal Studios. Florida’s vast coastline means that almost the whole state is within driving distance of the ocean. If you’re into surfing, Florida offers some great waves. There is a great deal of cultural variation to be found in the cities of Florida, as well as a vast array of restaurants, museums, and other points of interest. Florida is a vastly different place from California if you value nature more than urban amenities. Florida’s terrain is more tropical and lacks hills and mountains. There is no other national park in the United States quite like the Everglades, which contains over a million acres of protected marsh.
Ask for help
It can be difficult managing your life on a completely different terrain. But, lucky for you, there are a lot of experienced people eager to help you. You can, for example, ask pro movers for guidance. This will majorly simplify the process as you won’t have to worry about unknown terrain. They also say that it’s important to:
- do a medical check-up
- prepare the documents
- pack in advance
This can help you make this process as painless as possible.
Watch out for alligators
Lakes, rivers, canals, retention ponds, and even swimming pools may be found in abundance across Florida. As they can survive in both salty and freshwater, that’s a lot of habitat variety for alligators. One alligator for every fifteen Floridians may be found among the state’s millions. Alligators are a common sight in Florida, sometimes showing up in people’s backyards or even in their swimming pools. And some alligators reach large enough that a person is a fair meal. However, people are often too large to be included in an alligator’s typical diet. However, every year there are still unprovoked alligator attacks, so it’s best to take precautions. Small animals and children are easy prey for even medium-sized alligators.
4. Finding Florida insurance coverage is one of the challenges of California to Florida relocation
The next step after buying a Florida house is to get homeowners insurance. According to the experience of experts at ccmover.com, most people in California are required to have earthquake and fire insurance. However, Floridians have to worry about various weather patterns. Hurricanes and flooding are the two biggest threats in Florida.
Protecting yourself from natural disasters
Most storms hit Florida after August 1st, however, the hurricane season doesn’t end until November. There is a scale for rating hurricane intensity, from 1 (the least severe) to 5 (the most severe). Numerous threats, such as hurricane-force winds, floods, a lot of heat, and falling trees, may cause significant property damage to a residence.
Extreme weather
Homeowner’s insurance often covers hurricane damage, though not always. You should review your homeowner’s insurance policy to ensure that your house will be completely covered in the case of a storm since some policies do not cover damage caused by floods or wind. Damage caused by wind and floods may not be covered by your policy, and you may have to pay a higher deductible if you do. Insurance against floods and hurricanes is something you should consider investing in.
Protection against hurricanes
Your homeowner’s insurance may cover wind damage during a storm. However, you may need separate coverage for wind damage from certain insurers. Whether they included it in your basic policy or an additional policy, wind damage coverage is something you should check into. Florida is at risk for hurricanes every year, and fixing damage caused by the wind may be quite costly.
5. Locate a financial advisor in the Sunshine State
Finding a local financial adviser is a must when relocating to a new state. Your needs and priorities as a homeowner will change drastically after you move from California to Florida. As an example, whereas California has a state income tax, Florida does not. Florida citizens have no state income tax liability. In addition, the cost of a home in Florida is far lower than that in California. You should consult a financial advisor if you find yourself in the fortunate position of having more disposable income than usual as a result of your relocation to Florida. They can advise you on how to best invest your money and make the most of your windfall, as well as inform you of any financial nuances unique to life in the Sunshine State.
Final words
As you see, there are a lot of challenges of California to Florida relocation. But, with the right help, you’ll surely overcome all of them.
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